You can take out all insurances that contain a travel cancellation insurance when booking the trip – though at the latest 30 days before the start of the trip. If there are less than 30 days between the booking and the start of the journey, the contract must be concluded on the 3rd workday after the booking of the journey at the latest. All other travel insurances can be concluded at any time before the commencement of the journey. The insurance cover begins as soon as you have paid the insurance premium.
The term "family" applies to a maximum of two adults and at least one accompanying child (regardless of the family relationship) up to the age of 21 (21st birthday) - totalling up to 7 persons. Note: the family premiums do not apply to two adults without children.