You can take out the foreign health insurance at any time before the start of the trip – the first day of the trip is at the same time the date of commencement of the insurance.
The term "family" applies to a maximum of two adults, and children up to the age of 21 with a place of residence in Germany, who live in the same household. Insurance cover is also provided for co-insured children who travel alone.
Take out an individual policy if you often travel by yourself.
Get the cheap family tariff if you are resident in Germany and